[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.man-mn.cz\/jak-na-hypoteku-na-stavbu\/#Article","mainEntityOfPage":"https:\/\/www.man-mn.cz\/jak-na-hypoteku-na-stavbu\/","headline":"Jak na hypot\u00e9ku na stavbu","name":"Jak na hypot\u00e9ku na stavbu","description":"Hypot\u00e9ka na stavbu domu ji\u017e nen\u00ed v dne\u0161n\u00ed dob\u011b n\u011bjak\u00e1 novinka nebo vymo\u017eenost. Mysl\u00edm, \u017ee \u017eijeme v \u010dase, kdy hypot\u00e9ku m\u00e1 t\u00e9m\u011b\u0159 ka\u017ed\u00fd. Tedy mysl\u00edm toho, kdo na ni ze z\u00e1kona dos\u00e1hne. A tady pr\u00e1v\u011b nast\u00e1v\u00e1 prvn\u00ed velk\u00fd probl\u00e9m. Skoro nikdo na ni nedos\u00e1hne. V dne\u0161n\u00ed dob\u011b cht\u011bj\u00ed, aby \u010dlov\u011bk","datePublished":"2022-02-11","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.man-mn.cz\/author\/#Person","name":"","url":"https:\/\/www.man-mn.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"man-mn.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.man-mn.cz\/wp-content\/uploads\/ubytovani4_1.jpg","url":"https:\/\/www.man-mn.cz\/wp-content\/uploads\/ubytovani4_1.jpg","height":0,"width":0},"url":"https:\/\/www.man-mn.cz\/jak-na-hypoteku-na-stavbu\/","about":["Ekonomika"],"wordCount":463,"articleBody":"      Hypot\u00e9ka na stavbu domu ji\u017e nen\u00ed v dne\u0161n\u00ed dob\u011b n\u011bjak\u00e1 novinka nebo vymo\u017eenost. Mysl\u00edm, \u017ee \u017eijeme v \u010dase, kdy hypot\u00e9ku m\u00e1 t\u00e9m\u011b\u0159 ka\u017ed\u00fd. Tedy mysl\u00edm toho, kdo na ni ze z\u00e1kona dos\u00e1hne. A tady pr\u00e1v\u011b nast\u00e1v\u00e1 prvn\u00ed velk\u00fd probl\u00e9m. Skoro nikdo na ni nedos\u00e1hne. V dne\u0161n\u00ed dob\u011b cht\u011bj\u00ed, aby \u010dlov\u011bk m\u011bl na\u0161et\u0159eno na hypot\u00e9ky mysl\u00edm osmdes\u00e1t procent, jinak nikomu hypot\u00e9ku nedaj\u00ed. Jen\u017ee mi \u0159ekn\u011bte, kdo m\u00e1 na\u0161et\u0159eno t\u0159eba milion a p\u016fl? Mysl\u00edm t\u00edm mladou dvojici, p\u00e1r, kter\u00fd tou\u017e\u00ed po vlastn\u00edm bydlen\u00ed. A pokud nemaj\u00ed hodn\u011b bohat\u00e9 rodi\u010de, kte\u0159\u00ed by jim p\u016fj\u010dili nebo dokonce pen\u00edze darovali, tak pochybuji, \u017ee n\u011bkdo na takovou hypot\u00e9ku dos\u00e1hne. Mus\u00edm \u0159\u00edct, \u017ee moje pr\u00e1ce je docela dobr\u00e1. M\u00e1m tam nadpr\u016fm\u011brn\u00fd plat a m\u016fj p\u0159\u00edtel taky. Nav\u00edc p\u0159\u00edtel pracuje na vysok\u00e9 pozici, kdy vede lidi. A stejn\u011b n\u00e1m hypot\u00e9ku nedali. Tak\u017ee tady opravdu plat\u00ed, \u017ee \u010dlov\u011bk mus\u00ed m\u00edt dost pen\u011bz na\u0161et\u0159eno. My jsme cht\u011bli pr\u00e1v\u011b ru\u010dit onou koupenou nemovitost\u00ed, ale to n\u00e1m bylo bohu\u017eel pr\u00e1v\u011b zak\u00e1z\u00e1no. Opravdu teda nev\u00edm, pro\u010d to tak je. V\u017edy\u0165 kdy\u017e to tak vezmu, tak kdo m\u00e1 n\u011bjak\u00e9 miliony na \u00fa\u010dtu, tak p\u0159eci \u017e\u00e1dnou hypot\u00e9ku nebo p\u016fj\u010dku nepot\u0159ebuje. Pot\u0159ebuj\u00ed ji takov\u00e9 lid\u00e9, co maj\u00ed velk\u00e9 platy na pohodln\u00e9 spl\u00e1cen\u00ed, ale zase nemaj\u00ed takov\u00e9 \u00faspory. Takov\u00fdm lidem pak jen zbyde mo\u017enost z\u016fstat v podn\u00e1jmu. J\u00e1 taky tak za\u010d\u00ednala. \u017dila jsem osm let v podn\u00e1jmu. A kdy\u017e to tak spo\u010d\u00edt\u00e1m, dala jsem n\u00e1jemci opravdu dost pen\u011bz, takto jsem mohla m\u00edt splacenou t\u0159eba \u010dtvrtku domu nebo bytu. Toto je podle m\u011b dost nef\u00e9r. Je to nespravedliv\u00e1 doba. I moje sestra cht\u011bla hypot\u00e9ku na d\u016fm. T\u00e9 ale na\u0161t\u011bst\u00ed vyhov\u011bli, proto\u017ee jej\u00ed p\u0159\u00edtel mohl ru\u010dit svou velkou a kr\u00e1snou chatou. Chata byla opravdu hodn\u011b cenn\u00e1 a na velmi kr\u00e1sn\u00e9m a \u017e\u00e1dan\u00e9m m\u00edst\u011b, tak\u017ee hypot\u00e9ku dostali bez probl\u00e9m\u016f. Nav\u00edc m\u011bli i dost pen\u011bz na\u0161et\u0159eno. Sice ne po\u017eadovanou sumu, ale mysl\u00edm, \u017ee pades\u00e1t procent m\u011bli. Sice na jednu stranu banky ch\u00e1pu, \u017ee cht\u011bj\u00ed m\u00edt jistotu spl\u00e1cen\u00ed, ale jsou i lid\u00e9, kte\u0159\u00ed \u00faspory nemaj\u00ed, ale spl\u00e1cet budou. Pokud v\u00e1s to zaj\u00edm\u00e1 v\u00edce, klikn\u011bte sem na n\u00e1\u0161 web.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak na hypot\u00e9ku na stavbu","item":"https:\/\/www.man-mn.cz\/jak-na-hypoteku-na-stavbu\/#breadcrumbitem"}]}]