[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.man-mn.cz\/sen-o-vlastnim-bydleni-se-muze-splnit-v-okamziku\/#Article","mainEntityOfPage":"https:\/\/www.man-mn.cz\/sen-o-vlastnim-bydleni-se-muze-splnit-v-okamziku\/","headline":"Sen o vlastn\u00edm bydlen\u00ed se m\u016f\u017ee splnit v okam\u017eiku","name":"Sen o vlastn\u00edm bydlen\u00ed se m\u016f\u017ee splnit v okam\u017eiku","description":"Ceny byt\u016f se v posledn\u00edch letech vy\u0161plhaly doslova do astronomick\u00fdch v\u00fd\u0161in, pro mnoh\u00e9 je tak sen bydlet ve vlastn\u00edm doslova nedosa\u017eiteln\u00fdm snem. Mnoho mlad\u00fdch p\u00e1r\u016f a za\u010d\u00ednaj\u00edc\u00edch rodin se tak \u010dasto mus\u00ed uch\u00fdlit do mal\u00fdch n\u00e1jemn\u00edch byt\u016f a upnout se k jedin\u00e9mu mo\u017en\u00e9mu \u0159e\u0161en\u00ed a tou je vidina hypot\u00e9ky. Jen\u017ee","datePublished":"2020-06-22","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.man-mn.cz\/author\/#Person","name":"","url":"https:\/\/www.man-mn.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"man-mn.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.man-mn.cz\/wp-content\/uploads\/rekonstrukce%20domu.jpg","url":"https:\/\/www.man-mn.cz\/wp-content\/uploads\/rekonstrukce%20domu.jpg","height":0,"width":0},"url":"https:\/\/www.man-mn.cz\/sen-o-vlastnim-bydleni-se-muze-splnit-v-okamziku\/","about":["Ekonomika"],"wordCount":420,"articleBody":"   Ceny byt\u016f se v posledn\u00edch letech vy\u0161plhaly doslova do astronomick\u00fdch v\u00fd\u0161in, pro mnoh\u00e9 je tak sen bydlet ve vlastn\u00edm doslova nedosa\u017eiteln\u00fdm snem. Mnoho mlad\u00fdch p\u00e1r\u016f a za\u010d\u00ednaj\u00edc\u00edch rodin se tak \u010dasto mus\u00ed uch\u00fdlit do mal\u00fdch n\u00e1jemn\u00edch byt\u016f a upnout se k jedin\u00e9mu mo\u017en\u00e9mu \u0159e\u0161en\u00ed a tou je vidina hypot\u00e9ky. Jen\u017ee na klienty, kte\u0159\u00ed o takov\u00fd produkt \u017e\u00e1daj\u00ed, jsou v dne\u0161n\u00ed dob\u011b tis\u00edce a banka si sv\u00e9 potencion\u00e1ln\u00ed klienty zdlouhav\u011b prov\u011b\u0159uje, ne\u017e jim hypot\u00e9ku v\u016fbec nab\u00eddne.Zt\u00ed\u017een\u00edm m\u016f\u017ee b\u00fdt i po\u010d\u00e1te\u010dn\u00ed jistina, kter\u00e1 tvo\u0159\u00ed 20% z tou\u017eebn\u00e9 \u010d\u00e1stky, kterou od banky po\u017eadujeme a v neposledn\u00ed \u0159ad\u011b \u00farok, kter\u00fd u\u017e d\u00e1vno nenab\u00edz\u00ed tak v\u00fdhodnou nab\u00eddku, jak tomu b\u00fdvalo v minulosti. Mo\u017en\u00e1 v\u00e1s ut\u011b\u0161\u00ed my\u0161lenka, \u017ee v podobn\u00e9 situaci, kdy si nem\u016f\u017eete dovolit vlastn\u00ed bydlen\u00ed, rozhodn\u011b nejste sami. Je a\u017e s podivem, kolik lid\u00ed v dne\u0161n\u00ed dob\u011b \u017eije v n\u00e1jemn\u00edm byt\u011b. \u0158e\u0161en\u00ed existuje v\u017edy? Sly\u0161eli jste u\u017e o nebankovn\u00edch hypot\u00e9k\u00e1ch?I kdy\u017e m\u00e1te ku p\u0159\u00edkladu st\u00e1l\u00fd p\u0159\u00edjem a u banky b\u011b\u017en\u00fd nebo dokonce spo\u0159\u00edc\u00ed \u00fa\u010det ji\u017e n\u011bkolik\u00e1t\u00fdm rokem, i v takov\u00e9m p\u0159\u00edpad\u011b m\u016f\u017ee banka va\u0161\u00ed \u017e\u00e1dost o \u00fav\u011br zam\u00edtnout. \u010casto jsou na vin\u011b zd\u00e1nliv\u011b mali\u010dkosti, pozdn\u011b uhrazen\u00e1 faktura za telefon nebo o p\u00e1r dn\u016f zpo\u017ed\u011bn\u00e1 platba bance. Pokud se ocitnete v registru neplati\u010d\u016f, pro banku se r\u00e1zem st\u00e1v\u00e1te rizikov\u00fdm \u017eadatelem a \u00fav\u011br v\u00e1m s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed zam\u00edtne. Jen\u017ee co te\u010f? Existuje v\u016fbec n\u011bjak\u00e9 \u0159e\u0161en\u00ed, jak nakonec vytou\u017een\u00e9 pen\u00edze skute\u010dn\u011b dostat? \u0158e\u0161en\u00edm m\u016f\u017ee b\u00fdt nebankovn\u00ed hypot\u00e9ka bez registru Nebankovni-hypoteky-uvery, chytr\u00fd produkt nebankovn\u00edch spole\u010dnost\u00ed, kter\u00fd c\u00edl\u00ed pr\u00e1v\u011b na klienty, kter\u00fdm banka z jak\u00e9hokoliv b\u011b\u017en\u00fd \u00fav\u011br zam\u00edtla. Jste p\u0159eci jenom st\u00e1le ostra\u017eit\u00ed, pokud je \u0159e\u010d o nebankovn\u00edm sektoru? Ruku na srdce p\u0159eci jenom se o t\u011bchto spole\u010dnostech nemluvilo v minulosti zrovna v superlativech. Ov\u0161em ne ka\u017ed\u00e1 spole\u010dnost je stejn\u00e1 a s \u00fapravou z\u00e1kona p\u0159i\u0161ly i nebankovn\u00ed spole\u010dnosti se zaj\u00edmav\u00fdmi produkty, kter\u00e9 stoj\u00ed za pov\u0161imnut\u00ed.                                                                                                                                                                                                                                                                                                                                                                                           4.6\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sen o vlastn\u00edm bydlen\u00ed se m\u016f\u017ee splnit v okam\u017eiku","item":"https:\/\/www.man-mn.cz\/sen-o-vlastnim-bydleni-se-muze-splnit-v-okamziku\/#breadcrumbitem"}]}]